Eliminate Debt, Don't Accumulate It!

Recently a friend asked me if she should take out a cash advance on a credit card to pay for the down-payment on purchasing a house. No! Not only do banks frown on this (who really cares about that), but you are getting in debt to get into debt. Think about it. You are borrowing money to borrow money. Don't get so desperate to buy something, that you lose your mind. It is easy to do, I have been there.